Deterministic report

Validate SEPA files and see exact errors

Same file, same codes, same locations. Payment XML is not stored.

Supported / not supported

ItemStatus
pain.001.001.03yes
pain.001.001.09yes
pain.001.001.11not yet
pain.008not yet
camtnot yet
Bank MIG overlaysout of scope
Max file size (website)1.5 MB
Max file size (POST /v1/validate)2 MB
Files storednot stored
Loginno
Rules last updated12 September 2026

pain.001.001.11, pain.008, and camt are not supported yet. A file that passes this ISO / EPC baseline can still be rejected by a bank.

Free check

Validate a rejected file

In memory only. Nothing is written to disk.

Bank MIG overlays are out of scope here. This pass is ISO / EPC baseline only — a file can still fail at your bank.